Thought on buying multiple coupon inserts

Beginner thought on Multiple Coupon Inserts ...  Most beginners wonder why people pay extra OOP for multiple coupon inserts if you're trying to save money to start with.  One great example of this is the RP 4/17 insert that included the $3.00 Nivea body wash coupons for both men and women.  Many of us took these coupons to Walmart because the body wash was exactly $3.00 making these items FREE.  So paying OOP for example .40 for 1 insert.... in this instance you are actually getting 2 Nivea's both men and womens that retail a total of $6 for both and you only paid .40 for the insert.   So if you had bought 5 inserts you would have paid $2 OOP and actually would have gotten $30 worth of body wash.  Make sense???